Money & Budgeting
Manage Habits to Strengthen Your Credit
Build a solid credit foundation through disciplined payment habits and smart account management.
3 lessons 30 minBeginnerBy Thabo Mokoena
What you will be able to do
- Create a system for on-time payment tracking
- Calculate the optimal credit utilisation ratio
- Dispute errors found on official credit reports
Gain a clear understanding of the factors that influence your credit rating. You will learn actionable steps to improve your profile, avoid common pitfalls that damage your score, and maintain the financial habits necessary for future lending opportunities.
Lessons
- 01The Fundamentals of Credit Scoring10 min · Free preview
- 02Strategic Account Management9 min
- 03Monitoring and Repairing Records11 min
Practice tool included
Budget Builder
Put your real take-home pay against fixed, flexible and buffer costs, and see the three numbers that make a month work.
Preview the tool