Money & Budgeting

Build a Simple Budget Using Percentages

Implement a flexible budget system to manage needs, wants and savings without feeling restricted.

3 lessons 32 minBeginnerBy Thabo Mokoena
Build a Simple Budget Using Percentages

The first lesson is free. Unlock the rest for one credit.

Read the free lesson

What you will be able to do

  • Calculate your specific monthly after-tax income
  • Categorise current expenses into needs and wants
  • Adjust budget percentages based on local living costs

Learn to transform your financial habits by categorising spending into actionable buckets. You will finish with a clear blueprint to balance essential costs while building long-term financial security.

Lessons

  1. 01Audit Your Current Monthly Spending10 min · Free preview
  2. 02Define Your Personal Necessity Threshold10 min
  3. 03Adjust the Percentages for Reality12 min

Practice tool included

Budget Builder

Put your real take-home pay against fixed, flexible and buffer costs, and see the three numbers that make a month work.

Preview the tool