Money & Budgeting
Stabilise Your Irregular Income and Expenses
Create financial predictability even when your monthly earnings fluctuate by using a simple buffer strategy.
3 lessons 33 minIntermediateBy Thabo Mokoena
What you will be able to do
- Calculate a realistic monthly baseline income
- Implement a dual-account buffer system
- Manage tax and emergency savings contributions
Learn to manage the highs and lows of variable income with a systematic approach. You will walk away with a functional method to pay yourself a consistent salary, build a safety net, and ensure all your essential bills remain covered during leaner months.
Lessons
- 01Defining Your Financial Baseline12 min · Free preview
- 02Building the Operating Buffer10 min
- 03Managing Taxes and Long-term Growth11 min
Practice tool included
Budget Builder
Put your real take-home pay against fixed, flexible and buffer costs, and see the three numbers that make a month work.
Preview the tool